Citi Clear Card is the first credit card with no minimum income requirement. Whether you’re a tertiary student, serving your national service or if you’ve already started work, Citi Clear Card keeps up with your pace of life, offering you privileges around the clock. However, this card's credit limit is capped at $500.
From today's papers, OCBC and UOB will be launching their own version soon.
Is the goverment's decision in relaxing this rule wise? Will this end up encouraging students or those having annual income less than $30K using future money? Will this end up having more people defaulting credit card payments?
IMHO, this move is more towards a business/commercial one than one that considers social impact.
BAD MOVE! And it's EVIL!
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